Vanguard Mortgage Investment Corporation, Vancouver BC

February 24, 2014

Yield draws investors to mortgage investment corporations

Canadian investors are offered a stake in real estate — through a real estate investment trust or via a mortgage investment corporation (MIC). They are drawn to high yield paying real estate investment trusts or mortgage investment corporations.  Typically, the yield can range from 7% to 9% or more compared to 2% to 3% for GICs and government bonds. Many of these private MICs are based in Western Canada. View more info about Vanguard mortgage investment and past yield performance.

 Mortgage investment corporations in Vancouver

Vancouver Mortgage Investment

In recent years, many of the MICs are organizing seminars for Chinese investors to educate them on the investment options they have in Canada. Some of these MICs in Vancouver are actively targeting Chinese investors by advertising their offerings in various Chinese newspapers. Vanguard is one of these MICs well positioned to capture a share of the investment money from Chinese investors. You can learn more about Vanguard Mortgage Investment Corporation and its management team.

While it’s not known how much of the capital raised is invested in real estate, what’s known is that about $140 billion is raised annually in the market, an amount that’s larger that what’s raised in the public equity markets. Link to Financial Post report here. Although Canadian banks and credit unions are not discussing the merits of private mortgage investment, smart Canadian investors are learning about such high yield investment through other formal and informal sources.

Vancouver Mortgage Investment

Mortgage investment corporations, commonly called MICs in Canada come in various forms. These investments are real estate related, and they are governed by the Income Tax Act of Canada, and they pay out all their net income. The publicly traded entities receive wide press coverage, but their number is small compared to the more than 300 private MICs that are registered with the government. These private mortgage investment corporations received tax exempt investment like RRSP, TFSA, RESP, etc or a investor can invest his/her savings directly as a non-registered investment.

Why MICs are popular with investors? 

 The main reasons for the popularity of private mortgage investments to many investors are:

  • Predictable income. Income is distributed quarterly, which an investor can reinvest to earn compounded returns.
  • Low volatility. Vanguard’s mortgages are short term in nature (typically 6 to 18 months), which allows hedging against interest-rate risk and real estate market conditions.
  • Security. Vanguard’s mortgages are secured by real properties – diversify  portfolios across several markets, types of mortgages and properties.
  • Liquidity. An investor can access his/her capital early (certain restrictions apply) in the event you need it – not tied to the maturity date of individual mortgages.

For more info on whether private mortgage investment is suitable for you, kindly contact me (Elsie Tse) at 604-716-3369 or Email Me .

Vancouver Mortgage Investment

February 23, 2014

Mortgage Investment in Vancouver BC.


Are you in search of better return for your money? Tired of getting low returns for your money in money market and fixed income investments? Find out more about your investment options here.

Vancouver mortgage investment

Ordinary Canadian can participate investing in higher return mortgage investments that are available through many of the Mortgage Investment Corporations (MIC) in B.C. In Vancouver, Vanguard Mortgage Investment Corporation provides investors a passive way of investing their money for higher return than GIC and most other assets.

MICs have been around since 1973 when federal legislation was enacted by the Canadian Government to promote private financing and making it easier for Canadians to invest in mortgages.

MICs are one of the lesser known asset classes in Canada, despite yielding solid long-term returns to investors and despite being RRSP, TFSA, RRIF and RESP eligible in most cases. For many Vancouver investors, MICs, with their strict audit and reporting regulations, are a more streamlined, transparent and effective way of investing in mortgages and real estate.

Mortgage investment through many of the Vancouver MIC are appropriate for investors seeking higher yields and interest income compared to money market and fixed income investments, and for those who are seeking a consistent stream of income. Most MICs are suitable for investors with a low to moderate tolerance for risk.

Vanguard Mortgage Investment Corporation offers investors:

  • Predictable income. *Income is distributed quarterly, which an investor can reinvest to earn compounded returns.
  • Low volatility. Vanguard’s mortgages are short term in nature (typically 6 to 18 months), which allows hedging against interest-rate risk and real estate market conditions.
  • Security. Vanguard’s mortgages are secured by real properties – diversify  portfolios across several markets, types of mortgages and properties.
  • Liquidity. An investor can access his/her capital early (certain restrictions apply) in the event you need it – not tied to the maturity date of individual mortgages.

* The company don’t provide fixed returns and past performance doesn’t guarantee future results.

If you live in Vancouver or any part of the lower mainland of Vancouver, and like to have more info about investing and transferring your RRSP, TFSA, RESP and other registered investments to Vanguard, you are welcome to contact me (Elsie Tse) at 604-716-3369 or Email Me 

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Need money in a hurry?

February 20, 2014

Private Mortgages Available

Private mortgages at very competitive terms. Interest only payments. Closed or Fully open terms.

(a) Based on Equity – May free up to 80% of your home equity.

(b) Quick Turnaround – We are fast with approval and funding.

(c) We require to have a current appraisal on your property value.

Free up your equity – call us now

Kindly contact me (Elsie Tse) at 604-716-3369 or Email Me 

Note: a broker fee is pyable for all private mortgages with borrower’s written consent.